Divorce: What’s in a Name?
Q: My soon-to-be ex-wife and I jointly
owned our house. Can I put the title into my name alone when we get divorced?
A: A
deed identifies the title, or ownership interest, in your house. When people divorce
or dissolve their marriage, usually the property is allocated to one party, or it
is sold and the proceeds are divided. If you are the person who “receives” the
property, then the title will be conveyed from joint ownership (you and your
wife), to single ownership (you or your
wife) through a quitclaim deed. You would file this transfer of property at the
county recorder’s office (sometimes called a “fiscal office”). There are no tax
implications related to this property transfer.
Q: I didn’t change my name at the time of
the divorce but now I would like to. How can I do that?
A: In Ohio, the probate court usually has
primary jurisdiction over the changing of individual’s last names. However, in
the case of divorce or dissolution, a person is allowed to go back to using a
former name (and only a former name) during the divorce or dissolution process.
If, as in your case, you didn’t change your name at the time of the final
hearing, then you must file a petition for a name change with the appropriate probate
court. If you file a petition for a name change after the divorce/dissolution process,
then you are not limited to returning to a former name; you can use any name
you choose.
Q: How do I get off the mortgage to my
house?
A: Mortgage liability is completely
separate and apart from the ownership interest in real estate. Conveying a property’s
title can easily be completed through a quitclaim deed. Releasing a former
spouse from a mortgage liability can only be done if that mortgage is satisfied.
This means that the property must be sold and the balance of the mortgage paid from
the proceeds, or one of the former spouses must refinance the mortgage.
Refinancing a mortgage is another way of saying, “Pay-off that mortgage with
this one!” Refinancing (just like acquiring any loan) usually requires a
down-payment, collateral and monthly payments.
Q: My wife’s name is on the title to my
car. How do I put the car back into my name alone once we’re divorced?
A: It is very simple to transfer a title to
an automobile, boat, airplane, RV or ATV. If your wife agrees to transfer the
title of the car into your name alone, she will simply “execute” (write and
sign) a statement on the back of the original title saying that she is
transferring her ownership interest in the car to you. Since you are the one
receiving her ownership interest in the car, then it will be your
responsibility to register the title with the Bureau of Motor Vehicles.
Q: I’d like to protect my name and my
privacy. Is there a way I can “seal” my records so that other people can’t see
my divorce settlement?
A: Generally, civil courts in Ohio are open
and public forums, so most proceedings and filings in a courthouse are
available to the public. In rare circumstances, a person may ask that a portion
or all of a case’s records be placed under “seal” and not be included as part
of the public record. To make such a request, you must petition the domestic
relations court, and state specifically why your case or file requires
confidentiality. The court considers these requests on a case-by-case basis.
This “Law You Can Use” article was
provided by the Ohio State Bar Association. It was prepared by Cleveland
attorney Manav (Manu) H. Raj, Esq. of
Rieth Antonelli & Raj. Articles appearing in this column are intended to
provide broad, general information about the law. Before applying this information
to a specific legal problem, readers are urged to seek advice from an attorney.
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